![]() And the average 5/1 adjustable-rate mortgage is 6.64% with an APR of 8.17%, according to Bankrate’s latest survey of the nation’s largest mortgage lenders. The average 15-year fixed mortgage rate is 6.91% with an APR of 6.95%. 29, the average 30-year fixed mortgage rate is 7.77% with an APR of 7.78%. Some loans have a fixed rate for the entire life of the loan, while others have an adjustable rate - which could result in significantly higher payments down the road.Ĭurrent mortgage and refinance rates What are today’s mortgage rates?Īs of Sept.
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